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Estimate Your Loan Eligibility
With TDSR Calculator

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How Does TDSR Affect Your Loan Eligibility?


The total debt servicing ratio (TDSR) is a maximum threshold set by MAS.
However, Financial Institutions may grant property loans to borrowers whose TDSR exceeds the threshold on an exceptional basis, subject to enhanced credit evaluation.

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Property loans can be large, long-term liabilities for most individuals and households. TDSR limits ensure that borrowers are not over-leveraged for property purchases.


TDSR Example


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Disclaimer : We strive to provide timely and accurate information. Market forces are dynamic.  All prices, promotions, availability, terms and conditions are subject to changes without prior notice. All offers are subject to contracts. All sorts of investment carry risks.

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